Nine Reasons to Say 'No' to Credit
The Globe and Mail ran an interesting story with valuable tips on controlling credit. The story can be found here, or just read on.
With credit abundantly available, getting what you want right away, regardless of whether you have the cash to pay for it, is common practice. There are many rationales for convincing yourself that this behaviour is acceptable: you've had a rough week and you deserve a treat; you'll be able to pay off your credit card as soon as you get your next paycheck; you need a new mp3 player to help you lose weight; or perhaps you feel that you've waited long enough for that new car and you're not willing to wait anymore.
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